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International Credit Union Day

Celebrate International Credit Union Day and take advantage of credit union benefits - lower loan rates, higher savings, top-notch customer service!
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Mark your calendars for International Credit Union Day on the third Thursday in October! This day has been celebrated since 1948 and is a great opportunity to appreciate the many benefits of being part of a credit union. It's also a time to recognize the efforts of those who work hard to provide financial services that are beneficial to their members and communities. Credit unions have grown over the years, now serving more than 217 million people worldwide. On this day, take some time to reflect on how credit unions make a positive difference in our lives and the importance of supporting them.

History of International Credit Union Day

International Credit Union Day Dates

International Credit Union Day Timeline

<div class='timeline-item'><div class='timeline-left'><div class='timeline-date-text'>1844</div></div><div class='timeline-center'></div><div class='timeline-right'><div class='timeline-text timeline-text-title'>Beginning of Cooperatives</div><div class='timeline-text'>The Rochdale Society of Equitable Pioneers in England established the principles on which cooperatives are still operate today, setting the groundwork for future credit unions.</div></div></div><div class='timeline-item'><div class='timeline-left'><div class='timeline-date-text'>1852</div></div><div class='timeline-center'></div><div class='timeline-right'><div class='timeline-text timeline-text-title'>First Credit Union Founding</div><div class='timeline-text'>Franz Hermann Schulze-Delitzsch consolidated the learning from two pilot projects, one in Eilenburg and the other in Delitzsch into what are generally recognized as the first credit unions.</div></div></div><div class='timeline-item'><div class='timeline-left'><div class='timeline-date-text'>1901</div></div><div class='timeline-center'></div><div class='timeline-right'><div class='timeline-text timeline-text-title'>Credit Unions in America</div><div class='timeline-text'>Alphonse Desjardins introduced the establishment of credit unions in North America when he helped found a credit union in Levis, Quebec, Canada.</div></div></div><div class='timeline-item'><div class='timeline-left'><div class='timeline-date-text'>1934</div></div><div class='timeline-center'></div><div class='timeline-right'><div class='timeline-text timeline-text-title'>Federal Credit Union Act</div><div class='timeline-text'>The U.S. Federal Credit Union Act passed, authorizing federally chartered credit unions in the United States.</div></div></div><div class='timeline-item'><div class='timeline-left'><div class='timeline-date-text'>1948</div></div><div class='timeline-center'></div><div class='timeline-right'><div class='timeline-text timeline-text-title'>First International Credit Union Day</div><div class='timeline-text'>The inaugural International Credit Union Day was celebrated, initiated by the U.S. Credit Union National Association (CUNA) to highlight the importance and impact of credit unions.</div></div></div><div class='timeline-item'><div class='timeline-left'><div class='timeline-date-text'>1971</div></div><div class='timeline-center'></div><div class='timeline-right'><div class='timeline-text timeline-text-title'>World Council of Credit Unions</div><div class='timeline-text'>The World Council of Credit Unions was established to support and promote global credit union movement.</div></div></div>

How to Celebrate International Credit Union Day

<div id='' class='facts-item'><div id='' class='facts-header'><h3 id='' class='facts-number'>1</h3></div><div id='' class='facts-text-wrapper'><h3 id='' class='facts-title'>Visit a credit union</h3><p id='' class='facts-text'>Take the time to visit your local credit union and get to know the people who work there. They will appreciate the effort and may even offer you a special discount or promotion.</p></div></div><div id='' class='facts-item'><div id='' class='facts-header'><h3 id='' class='facts-number'>2</h3></div><div id='' class='facts-text-wrapper'><h3 id='' class='facts-title'>Tell others about credit unions</h3><p id='' class='facts-text'>Spread the word about credit unions to your family and friends, and encourage them to become members. Credit unions are great for helping people manage their finances responsibly and safely.</p></div></div><div id='' class='facts-item'><div id='' class='facts-header'><h3 id='' class='facts-number'>3</h3></div><div id='' class='facts-text-wrapper'><h3 id='' class='facts-title'>Attend a credit union event</h3><p id='' class='facts-text'>Check out your local credit union's website or Facebook page to see if they are hosting any special events or promotions in honor of International Credit Union Day. These events can help you learn more about the services that credit unions offer.</p></div></div><div id='' class='facts-item'><div id='' class='facts-header'><h3 id='' class='facts-number'>4</h3></div><div id='' class='facts-text-wrapper'><h3 id='' class='facts-title'>Donate to a credit union</h3><p id='' class='facts-text'>Consider donating to a local credit union to help support the important work they do in providing financial services to people who otherwise may not have access to these resources.</p></div></div><div id='' class='facts-item'><div id='' class='facts-header'><h3 id='' class='facts-number'>5</h3></div><div id='' class='facts-text-wrapper'><h3 id='' class='facts-title'>Write a review</h3><p id='' class='facts-text'>Write a review on Yelp, Google, or any other review site about the great experiences you've had with your local credit union. This will help spread the word about the benefits of credit unions and encourage more people to join.</p></div></div>

Why International Credit Union Day is Important

<div id='' class='whywelove-item'><div id='' class='whywelove-letter-cont'><div class='whywelove-letter'>A</div></div><div id='why-we-love-main-cont'><h3 id='' class='whywelove-title'>Credit Unions foster community</h3><p id='' class='whywelove-text'>Credit unions create an atmosphere of solidarity and collaboration by offering members a safe place to save their money and get help with their financial goals. As local, customer-owned cooperatives, credit unions bring together people from all walks of life in order to promote economic growth and development within the community.</p></div></div><div id='' class='whywelove-item'><div id='' class='whywelove-letter-cont'><div class='whywelove-letter'>B</div></div><div id='why-we-love-main-cont'><h3 id='' class='whywelove-title'>Credit Unions prioritize member service</h3><p id='' class='whywelove-text'>Unlike banks which often prioritize profits over customer satisfaction, credit unions are always focused on providing the best customer service possible. They offer personalized loan terms meant to match each individual customer's needs, lower fees and interest rates, and better customer service that make them a preferred choice when it comes to financial services.</p></div></div><div id='' class='whywelove-item'><div id='' class='whywelove-letter-cont'><div class='whywelove-letter'>C</div></div><div id='why-we-love-main-cont'><h3 id='' class='whywelove-title'>Credit Unions provide education & advice</h3><p id='' class='whywelove-text'>At credit unions, members are always encouraged to manage their finances smarter. Credit union staff is knowledgeable about financial matters and can provide customized advice about saving strategies, budgeting tips, and other services such as financial literacy classes that can help members improve their understanding of how to manage money wisely.</p></div></div>

5 Intriguing Facts for International Credit Union Day

<div class='facts-item'><div class='facts-number-wrapper'><p class='facts-number'>1</p></div><div class='facts-core-content'><h3 class='facts-title'>Credit Unions are Actually Not-For-Profit Institutions</h3><p class='facts-content'>Contrary to banks, credit unions operate on a not-for-profit model. They do earn profits but reinvest them back into the union, often in the form of better rates and minimal fees for their members.</p></div></div><div class='facts-item'><div class='facts-number-wrapper'><p class='facts-number'>2</p></div><div class='facts-core-content'><h3 class='facts-title'>Each Member Owns a Part of the Credit Union</h3><p class='facts-content'>When you join a credit union, you become a part-owner of the institution. This gives members the right to vote in the union's Board of Directors elections.</p></div></div><div class='facts-item'><div class='facts-number-wrapper'><p class='facts-number'>3</p></div><div class='facts-core-content'><h3 class='facts-title'>Credit Unions are Highly Regulated Institutions </h3><p class='facts-content'>Just like banks, credit unions are regulated by specific laws and oversight agencies, both federally and at the state level. This ensures the safety and security of members' money.</p></div></div><div class='facts-item'><div class='facts-number-wrapper'><p class='facts-number'>4</p></div><div class='facts-core-content'><h3 class='facts-title'>Credit Unions Often Specialize in Serving Defined Communities</h3><p class='facts-content'>Many credit unions are niche-focused, aiming to serve particular communities, religious groups or professions. This allows them to provide tailored services that best suit their members' needs.</p></div></div><div class='facts-item'><div class='facts-number-wrapper'><p class='facts-number'>5</p></div><div class='facts-core-content'><h3 class='facts-title'>Credit Unions Often Provide Financial Services to Underserved Communities</h3><p class='facts-content'>Credit unions are known for serving communities and individuals who may have limited access to financial services, including those in rural areas or those with low-to-moderate income, thereby promoting financial inclusion.</p></div></div>

International Credit Union Day FAQs

When is International Credit Union Day?

International Credit Union Day Dates



Oct 19



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